Medicare Simplified.
Understanding your options — in plain English.
Most people are overwhelmed by the alphabet soup of Medicare. Our goal isn't to sell you a plan — it's to teach you the options so you can make a decision with 100% confidence.
The Choice Every Senior Faces
When you become Medicare-eligible, you'll choose one of two paths. Here's what they mean for you.
Option A
Medicare Advantage
Also known as Part C
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Lower Monthly Premiums
Many plans have $0 premiums, making them budget-friendly month to month.
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Extra Benefits Included
Often bundles dental, vision, hearing, and even gym memberships.
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Network-Based Care
Uses a network of doctors and hospitals — best for those who prefer local, coordinated care.
Option B
Medicare Supplement
Also known as Medigap
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See Any Doctor, Anywhere
Freedom to visit any doctor or hospital in the country that accepts Medicare — no referrals needed.
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Predictable, Near-Zero Out-of-Pocket
Fills the gaps Original Medicare leaves behind, offering highly predictable out-of-pocket costs.
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Higher Monthly Premium
You pay more each month, but gain peace of mind and maximum flexibility in return.
Don't Forget Part D — Prescription Drug Coverage
Whichever path you choose, you'll likely need Part D to cover prescriptions — unless your Medicare Advantage plan already includes drug coverage (many do). We'll compare plans side-by-side based on your exact medications so you never overpay.
Compare Real-Time Medicare Supplement Rates
We believe in total transparency. Use our real-time rate calculator to see live pricing from leading Medicare Supplement carriers licensed in Arkansas. No guesswork, just the math.
CSG Actuarial Rate Calculator
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Medicare Eligibility Calculator
Find the exact date your Medicare coverage begins
Medicare eligibility follows a specific federal rule tied to your exact date of birth. Enter your birthday below and we'll calculate the first day your coverage can begin.
Your Medicare Start Date
Please enter a valid date of birth.
Compliance Notice: We do not offer every plan available in your area. Currently we represent 7 Medicare Advantage Organizations which offer 62 plan options in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP), to get information on all of your options. Overton Insurance Solutions NPN is 16867440; Tommy Overton NPN is 7922255. Overton Insurance Solutions is not connected with or endorsed by the United States government or the federal Medicare program.
Before discussing specific plan details, we'll confirm a Scope of Appointment, as required by Medicare.
No Cost. No Obligation.
Not Sure Which Path Is Right for You?
We'll review your doctors, budget, and prescriptions — then show you a side-by-side comparison at no cost and no obligation.
Your Free Review Includes:
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Side-by-Side Plan Comparison
Advantage vs. Supplement — laid out clearly so you can see exactly what each path costs and covers.
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Prescription Drug Check
We run your medications against current Part D plans to find you the lowest total cost.
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Doctor & Network Verification
We confirm your current doctors are in-network before you ever commit to a plan.
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Zero Pressure
This is an education session, not a sales pitch. If nothing fits, we'll tell you that.
Request Your Free Medicare Review
We'll reach out within 1–2 business days to schedule your comparison.
We've got your request!
Tommy will be in touch within 1–2 business days to walk through your options.
Prefer to call? 501-881-2050