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Though it is not fun to think about, it’s important to budget for your end-of-life expenses. For example, you can choose to have your body buried or cremated. Either arrangement will cost money, and you don’t want your loved ones to have to scramble to come up with the funds.
The best ways to prepare are to 1) have some basic knowledge about cremation costs and 2) share your payment plans with family so they know can carry out your final wishes—just as YOU wanted.
Cremation is a method of body disposition that serves as an alternative to traditional burial. There are many reasons to choose cremation over the alternatives, such as religious views.
Cremation involves placing a body into a specially designed furnace, which is called the cremation chamber. The body is then exposed to extreme temperatures ranging up to 1,800 degrees, causing the body to turn into ash. This ash is then given to the family, usually in an urn or other container.
The cost of cremation varies, but usually, it ranges between $2,000 and $3,000. The maximum cost for direct cremation is $6,000 in most cases, but sometimes costs may exceed that.
Why burden your family with the cost of cremation when it’s avoidable? To have your cremation paid for properly, get final expense insurance or a standard life insurance policy. Having the right coverage can give your family access to death benefits that can be used to pay your end-of-life expenses, such as a cremation and funeral.
To learn more about paying for your cremation with final expense insurance, contact Overton Agency. We can help you find the right plan quickly, giving you peace of mind that your cremation will be taken care of.
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