Medicare Supplement Plans

Many Different Plan Options to Choose From

Medicare Supplement Plans are additional health insurance policies meant to lower (or virtually eliminate) out-of-pocket medical costs for those who have basic Medicare. When you are ready, Overton Agency can help you choose a supplement plan that meets your individual health care needs.

What Are Medicare Supplement Plans?

Medicare Supplement Plans, or Medigap plans, are a type of supplemental insurance used to lower Medicare-related costs. There are many plans available in most states, the but most popular are Plan G and Plan N policies. No matter which plan you are interested in, it will at least cover some or all of these items/services:

  • Part A Coinsurance & Hospital Costs
  • Part A Hospice Care Coinsurance or Copayment
  • Part B Coinsurance or Copayment
  • First 3 pints of blood


Medicare Supplement plans will also cover 80% of your emergency healthcare services when you’re traveling outside the U.S.

What Plans Are Available?

There are currently 10 standardized Medicare Supplement Plans identified by letters A through N. Each one offers a slight variation in benefits. The plans cover a number of out-of-pocket costs related to Medicare-approved services, helping make healthcare more affordable for seniors who visit the doctor often. 

**Plans C and F are not available to those who were eligible for Medicare after January 1, 2020.

What Else Should I Know?

An insurance company can’t sell you a Medicare Supplement plan if you already have coverage through Medicaid or Medicare Advantage. Also, Medicare Supplement plans cover one person—not a married couple.

If you enroll in the open enrollment period after you turn 65, insurance companies can’t deny you based on health conditions.

Find the Right Plan for Your Needs

Get help with your search for the right Medicare Supplement Insurance plan. To get started today, call Overton Agency at 501-881-2050.