Terms and Conditions
Effective Date: 11-06-2024
Introduction
Welcome to Overton Agency, LLC (“we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website, https://overtonagency.com/ (the “Website”), and the services we offer related to Medicare insurance. By accessing or using our Website and services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Website or services.
Acceptance of Terms
By using our Website, you confirm that you are at least 18 years old and legally capable of entering into a binding contract. You agree to comply with all applicable laws and regulations concerning your use of the Website.
Our Services
Overton Agency, LLC provides information and assistance related to Medicare insurance plans. Our services include:
- Offering educational resources about Medicare options
- Assisting with the selection and enrollment in Medicare plans
- Providing customer support related to Medicare insurance
Disclaimer: We are an independent insurance agency and not affiliated with or endorsed by the U.S. government or the federal Medicare program.
Use of the Website
You agree to use the Website solely for lawful purposes and in a manner consistent with these Terms. Prohibited activities include, but are not limited to:
- Engaging in any fraudulent or illegal activities
- Attempting to gain unauthorized access to any portion of the Website
- Transmitting viruses or harmful code
- Using the Website to harass, abuse, or harm another person
User Accounts
If you create an account on our Website:
- Account Security: You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
- Accuracy of Information: You agree to provide accurate, current, and complete information during registration and to update such information as necessary.
- Account Termination: We reserve the right to suspend or terminate your account at our discretion, without notice, for any violation of these Terms.
Intellectual Property Rights
All content on the Website, including text, graphics, logos, images, and software, is the property of Overton Agency, LLC or its content suppliers and is protected by intellectual property laws.
- Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes.
- Restrictions: You may not reproduce, distribute, modify, create derivative works from, or exploit any content on the Website without our prior written consent.
Third-Party Links
Our Website may contain links to third-party websites or services that are not owned or controlled by Overton Agency, LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.
Disclaimers
- No Warranty: The Website and our services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied.
- Informational Purposes: The content on our Website is for informational purposes only and should not be considered legal, financial, or medical advice.
- No Guarantee of Results: We do not guarantee that you will achieve any specific results from using our services.
Limitation of Liability
To the fullest extent permitted by law:
- Exclusion of Damages: Overton Agency, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Website or services.
- Maximum Liability: Our total liability to you for any claim arising out of or relating to these Terms or your use of the Website shall not exceed the amount paid by you, if any, for accessing the Website or using our services.
Indemnification
You agree to indemnify, defend, and hold harmless Overton Agency, LLC, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with:
- Your access to or use of the Website
- Your violation of these Terms
- Your infringement of any intellectual property or other rights of any third party
Governing Law
These Terms and your use of the Website shall be governed by and construed in accordance with the laws of the State of Arkansas, without regard to its conflict of law provisions.
Dispute Resolution
- Arbitration: Any disputes arising out of or relating to these Terms or the Website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
- Jurisdiction: The arbitration shall take place in [Insert City], Arkansas.
- Exception: Notwithstanding the foregoing, either party may seek injunctive relief in a court of competent jurisdiction for any violation of intellectual property rights.
Changes to These Terms
We reserve the right to modify or replace these Terms at any time. Any changes will be effective immediately upon posting on this page. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.
Termination
We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Website will cease immediately.
Severability
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms constitute the entire agreement between you and Overton Agency, LLC regarding your use of the Website and supersede any prior agreements.
If you have any questions about these Terms, please contact us:
Overton Agency, LLC
Phone: 501-881-2050
Email: Tommy@OvertonAgency.com
By using our Website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
